Americans are overwhelmed by their student loan debts. It is increasingly difficult for many borrowers to both make their student loan payments and maintain a basic standard of living. Many of those who are in student loan default are so burdened by debt collector harassment that they begin to feel powerless in their search for financial relief.
Are You Facing Any of These Situations?
- You cannot afford to make payments towards your student loans.
- Your student loan payments are preventing you from buying a house, buying a car, saving for retirement, or making it difficult to achieve other financial goals.
- You are receiving so many calls and letters from debt collectors because you’re in student loan default, so you answer your phone and open your mail less often.
- You are facing a lawsuit from your student loan servicer or lender because you’re in default.
- You believe that you may have grounds to qualify for student loan discharge, but do not know how to begin the application process.
- You want a better understanding of your student loan modification options but cannot figure out how to get started.
You Have Rights Under Student Loan Law
The good news is that there is a solution to every single one of these problems. Student loan laws provide for a series of modification programs that can drastically reduce your monthly payments, reduce the balance of your student loans, enter you into a loan forgiveness program, and, most importantly, get your financial life back to normal. There are even ways you can qualify for a student loan discharge both inside and outside of bankruptcy!
Why Work with a Student Loan Lawyer? Can’t I Do This Myself?!
Well, yes and no…
On the one hand, yes. You can complete the application and turn it in on your own. On the other hand, how do you know that you’re getting the best deal that you are entitled to under the law? Accepting the wrong kind of repayment plan could result in higher payments, delayed loan balance forgiveness, or even a longer payment term!
At the end of the day, the cost of working with an experienced student loan lawyer is insignificant compared to the potential costs of a DIY attempt gone wrong!
What’s the Next Step? Does It Cost Anything?
Your first step is to request a free review of your student loan account(s) by clicking the link below. From there, you’ll be walked through the process of creating an account through our “Client Portal” and providing us with some information about your finances and student loans. From here, we’ll provide you with a FREE review, via e-mail, that tells you about your student loan(s) and the potential avenues of relief available to you. We’ll also include a link through which you can retain us for further services.
Contact Our Student Loan Lawyers to Schedule a Free Consultation!
Whether we can help or not, your initial review is FREE, so there is no obligation associated with requesting a FREE review. We’re proud to assist borrowers across Albany, Saratoga Springs, NY and the surrounding regions!
Click Here to Request a Free Review of Your Student Loans